Lending Criteria:

Lenders on our platform can earn returns as high as 36% from individual tranches of investments. However we encourage them to diversify the risk by investing in multiple customers across different risk class such that risk remains low and returns are maximized, which in turn depends on the risk appetite of customers. The criteria for Lender on boarding too follows policies similar to those followed for Borrowers. It includes physical verification of location and income & expense statements.

Minimum Lending Money: 5000 Rs.
Maximum Lending Money: 10 Lakhs.

Lender Criteria:

• All Indian citizens are eligible.
• Lenders are free to choose their preferred Borrowers.
• They can quote the rate of interest they want on their principal.
• They can distribute the principal among Borrowers to minimize the risk.
• Be over 21 years of age – Passport / Voter ID Card / Driving License.
• Be an Indian Citizen – Passport / Voter ID card / Adhaar Card.
• Holds a Valid Bank Account – Last 6 Months Bank Statement.
• Has Government of India recognized Identity Proof – as per KYC.
• Has Government of India approved Address Proof – as per KYC.
• Has PAN Card.